|
page 1 • page 2
Services Overview continued
Education Funding
With rising college and education costs requiring a significant amount of resources, what is the most effective way to save?
· Establish education funding requirements.
· Comparison of 529 plans, Coverdell IRA, Uniform gift to Minors Act, Roth's, etc.
· Consider debt restructuring through home equity or refinance, TSA loans or qualified plan, life insurance options and other strategies.
Insurance Analysis
While we can't predict the future, we should be prepared for possible contingencies down the road.
· Calculate income replacement needs required by family, dependents or business.
· Review all insurance including disability, term, universal and whole life policies.
· Explore long term care insurance and alternatives.
Estate Planning
The goal is to not only build the estate, but to protect the assets for the clients use and provide peace of mind and security for your loved ones.
· Review estate plans, living trusts, wills etc and assist in implementing a plan if necessary.
· Discuss beneficiary designations on all accounts and their implications.
· Recommend strategies for asset protection and the transfer of wealth, including but not limited to long term care, insurance analysis and charitable gifting. |
Financial Advisory Services